Structured Products

What are structured products?

Structured products are bespoke investment vehicles, either specifically tailored to meet the aims of very high net worth individuals, or intended for a more general retail offering but with a risk/reward profile designed to achieve a specific set of objectives.

These objectives will generally combine an element of capital protection – possibly even a full return of capital guaranteed – with a degree of participation in the return from a high-performing but riskier, underlying asset. 

Who are structured products suitable for?

They can be suitable for anyone whose risk/reward profile and aims and objectives match those offered by the particular product on offer.

What are the benefits?

The benefits of structured products are mainly that they are specifically targeted at achieving specific objectives.  This may involve a number of different investment styles and vehicles, which are provided in a single contract by the product.

What are the risks?

Due to their nature, it is not possible to quantify the risks associated with structured products due to the fact that each one is different.  However, there will always be the risk associated with investment into the underlying asset class(es).